Diversification: My p2p portfolio in April 2019

Below I’ll show how my investments are split among some of the various platforms I described in my reviews. Obviously they are not all present because I have excluded those that I have not considered good enough.
As you can see there are 3 “main” platforms, namely Grupeer, Mintos and Envestio which are the ones that, in my opinion, have the best risk/interests ratio. They have already proven their value and they have been in my portfolio for several years. Ideally I would like none to exceed 1/3 of the total invested amount to achieve better balance. That’s why I am moving part of the capital from Grupeer to Envestio and Fastinvest. Lenndy and Robocash have been in my portfolio for less than a year; it could be said that I am testing them and, if I am having good returns from Lenndy, the same thing does not apply to Robocash, which will probably be gradually expelled from my portfolio. The total amount invested at the moment is around 39K and the average annual return is about 12.88% which means 1.07% per month which allows me to add 0.4K per month to my investments and push up the composite interest.

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